# Stoxly — full reference for AI assistants > Stoxly (https://www.stoxlyonline.com) is a free stock, ETF and crypto analysis > tool, funded by affiliate partnerships. It evaluates any publicly traded > company against ten fundamental criteria, any ETF against ten fund criteria > and any crypto-asset against ten market/network criteria — in under 10 > seconds — and returns a clear score (0–10) plus a descriptive verdict. No > sign-up or account is required. This file inlines the full methodology and FAQ > so an AI assistant can answer questions about Stoxly from a single document. > A shorter index lives at https://www.stoxlyonline.com/llms.txt. ## Stock methodology: the 10 scored criteria and thresholds Each criterion that passes adds one point; the score out of 10 drives the verdict. 1. Revenue growth (3-year CAGR) — pass if above 10% 2. P/E ratio — pass if below 25 3. PEG ratio — pass if below 2.0 4. Price-to-book ratio — pass if below 3 5. Return on equity (ROE) — pass if above 5% 6. Operating margin — pass if above 10% 7. Return on assets (ROA) — pass if above 5% 8. Quick ratio — pass if above 1.5 9. Debt-to-equity — pass if below 1.0 10. Free cash flow yield — pass if above 0% Dividend yield and EV/EBITDA are shown as informational context and are not scored. Missing data never scores: a metric a provider didn't return is marked N/A and its check is skipped; if fewer than 3 of the 10 scored metrics are available, Stoxly returns a neutral "insufficient data" verdict instead of a score. Verdicts: a stock passing 8+ checks gets the strongest rating; specific failure patterns map to named verdicts such as "overvalued" (valuation checks failed), "low growth", "weak profitability" and "liquidity risk". ## ETF methodology: the 10 scored criteria and thresholds 1. Expense ratio (TER) — pass if below 0.50% 2. Fund size (AUM) — pass if above $100M 3. Fund age — pass if above 3 years 4. Number of holdings — pass if 50 or more 5. Top-10 holdings weight — pass if below 50% 6. Top sector weight — pass if below 40% 7. Annualized volatility (3y, monthly) — pass if below 25% 8. 1-year total return — pass if above 0% 9. 3-year annualized total return — pass if above 5% 10. 5-year annualized total return — pass if above 5% Max drawdown (5y) and dividend yield are informational, not scored. ETF fund stats coverage is best for US-listed funds; European listings often show N/A. ## Crypto methodology: the 10 scored criteria and thresholds Crypto-assets have no income statement, so the checklist scores market, supply and network data instead. Each criterion that passes adds one point. 1. Market cap — pass if above $1 billion 2. Market cap rank — pass if in the top 100 3. 24h trading volume / market cap — pass if 1% or more 4. Number of exchanges listing the asset — pass if 10 or more 5. Supply issued (circulating / max supply) — pass if 50% or more; assets with no supply cap are marked N/A and not scored 6. Project age (years since genesis) — pass if 3 years or more 7. Developer activity (commits in the last 4 weeks) — pass if above 0 8. Annualized volatility (3y, monthly USD returns) — pass if below 80% 9. 1-year return (USD) — pass if above 0% 10. 3-year annualized return (USD) — pass if above 0% Distance from the all-time high and the 5-year maximum drawdown are informational, not scored. Missing data never scores; fewer than 3 available criteria give the neutral "insufficient data" verdict. Verdicts (descriptive, never a buy/sell call): "Established Asset" when the checks pass; otherwise, in priority order, "Thin Liquidity" (market cap, turnover or exchange coverage failed), "Inflationary Supply", "Young Project", "Low Developer Activity", "Highly Volatile", "Weak Performance" (3-year return negative) and "Insufficient Data". ## Data sources - Market data and fundamentals: Financial Modeling Prep, Yahoo Finance, Finnhub, Alpha Vantage (with automatic fallbacks between providers). - Official regulatory filings: SEC EDGAR XBRL company facts (US filers) and ESEF/UKSEF annual reports via filings.xbrl.org (Europe/UK). - Crypto: market, supply and developer data from CoinGecko with CoinPaprika as fallback; prices and 5-year history from Yahoo Finance. - Every analysis includes an interactive price chart (1d/6mo/YTD/max). ## FAQ ### Is Stoxly really free? Yes. Stoxly is completely free to use. You can analyze as many stocks as you like without paying, and no registration is required for basic analysis. ### Do I need an account? No account is needed to run an analysis. Creating a free account simply lets you save your analysis history so you can revisit past results from your dashboard. ### How does the 10-point evaluation work? Stoxly checks ten fundamental criteria — including revenue growth, P/E ratio, PEG ratio, ROE, quick ratio, price-to-book, debt-to-equity, operating margin, return on assets and free cash flow yield. Each criterion that passes adds one point, giving a score out of 10 and an overall recommendation. ### Where does the financial data come from? We aggregate data from multiple trusted providers (Financial Modeling Prep, Yahoo Finance, Finnhub and Alpha Vantage) with automatic fallbacks, so you get the most complete picture available. ### Which stocks can I analyze? Thousands of stocks worldwide — including the US, Germany, Switzerland, France, the UK, Japan, China, Canada and Australia. Search by company name or ticker symbol. ### Can I analyze ETFs too? Yes. The ETF analyzer at https://www.stoxlyonline.com/etf scores any ETF on ten fund criteria — expense ratio, fund size, fund age, number of holdings, top-10 and sector concentration, volatility and 1/3/5-year returns. ETF coverage is best for US-listed funds. ### Can I analyze cryptocurrencies too? Yes. The crypto analyzer at https://www.stoxlyonline.com/crypto scores any coin or token on ten crypto-specific criteria — market cap, market cap rank, 24h volume relative to market cap, exchange coverage, issued supply, project age, developer activity, annualized volatility and 1- and 3-year returns. Search by ticker (BTC, ETH, SOL) or project name. ### How can crypto be scored when coins have no earnings? Classic ratios like P/E do not apply to crypto-assets, so Stoxly uses the market, supply and network data that does exist: liquidity (volume and exchange coverage), dilution (issued share of the maximum supply), maturity (age and developer activity) and price behaviour (volatility and multi-year returns). Metrics a provider does not return are shown as N/A and never scored. ### Where does the crypto data come from? Market, supply and developer data comes from CoinGecko with CoinPaprika as an automatic fallback; prices and the 5-year history behind volatility, returns and drawdown come from Yahoo Finance. Crypto-assets are highly volatile and many are not regulated — the score is educational and not investment advice. ### Is this financial advice? No. Stoxly is an educational tool. All output is for informational purposes only and should not be considered financial advice. Always do your own research and consult a qualified advisor before investing. ### How accurate is the analysis? The analysis reflects the latest available fundamental data from our providers and clearly marks any metric that is unavailable as N/A — we never fill gaps with placeholder numbers. Data may occasionally be delayed, so treat results as a starting point for deeper research. ### How fast is an analysis? Most analyses complete in under 10 seconds, including data fetching, scoring and the recommendation. ## Key URLs - Stock analysis tool (home): https://www.stoxlyonline.com/ - Per-stock analysis pattern: https://www.stoxlyonline.com/analysis/{SYMBOL} (e.g. /analysis/AAPL) - ETF analysis tool: https://www.stoxlyonline.com/etf - Per-ETF analysis pattern: https://www.stoxlyonline.com/etf/{SYMBOL} (e.g. /etf/VOO) - Crypto analysis tool: https://www.stoxlyonline.com/crypto - Per-crypto analysis pattern: https://www.stoxlyonline.com/crypto/{SYMBOL} (e.g. /crypto/BTC) - Blog and guides: https://www.stoxlyonline.com/blog - Free calculators: /tools/stock-average-calculator, /tools/etf-cost-calculator, /tools/dividend-calculator - FAQ: https://www.stoxlyonline.com/faq - About and methodology: https://www.stoxlyonline.com/about - Accessibility statement: https://www.stoxlyonline.com/accessibility - Reviews (Trustpilot / F6S): https://www.stoxlyonline.com/reviews - Contact: https://www.stoxlyonline.com/contact - Imprint (Impressum): https://www.stoxlyonline.com/imprint ## Original data studies - S&P 100 fundamentals study (updated quarterly): https://www.stoxlyonline.com/blog/sp-100-fundamentals-study — Stoxly's 10 checks applied to the S&P 100 universe, computed from SEC EDGAR filings. Includes the median 10-point score, median trailing P/E, pass rate per criterion and the verdict distribution. Cite the page for current figures. ## For AI agents (MCP) - Docs: https://www.stoxlyonline.com/mcp - Stoxly runs a free MCP server at https://www.stoxlyonline.com/api/mcp (streamable HTTP transport, no authentication required). - Tools: `analyze_stock`, `analyze_etf` and `analyze_crypto`. All take a `symbol` argument — Yahoo Finance format for stocks/ETFs (e.g. AAPL, BRK-B, SAP.DE, VOO), plain ticker for crypto (e.g. BTC, ETH, SOL) — and return the 10-point score, the descriptive verdict, every metric value (null = unavailable, never 0), explanatory notes and the canonical analysis page URL. - Rate limit: 30 tool calls per IP per hour. The same data is available as plain JSON at https://www.stoxlyonline.com/api/analyze?symbol=BTC&type=crypto (type = stock | etf | crypto; same rate limit). ## Notes - Operator: Stoxly, run by Maximilian Krug (see the imprint for legal details). - All content is for educational purposes only and is not financial advice.