# Stoxly — full reference for AI assistants > Stoxly (https://www.stoxlyonline.com) is a free stock and ETF analysis tool, > funded by affiliate partnerships. It evaluates any publicly traded company > against ten fundamental criteria — and any ETF against ten fund criteria — in > under 10 seconds and returns a clear score (0–10) plus a recommendation. No > sign-up or account is required. This file inlines the full methodology and FAQ > so an AI assistant can answer questions about Stoxly from a single document. > A shorter index lives at https://www.stoxlyonline.com/llms.txt. ## Stock methodology: the 10 scored criteria and thresholds Each criterion that passes adds one point; the score out of 10 drives the verdict. 1. Revenue growth (3-year CAGR) — pass if above 10% 2. P/E ratio — pass if below 25 3. PEG ratio — pass if below 2.0 4. Price-to-book ratio — pass if below 3 5. Return on equity (ROE) — pass if above 5% 6. Operating margin — pass if above 10% 7. Return on assets (ROA) — pass if above 5% 8. Quick ratio — pass if above 1.5 9. Debt-to-equity — pass if below 1.0 10. Free cash flow yield — pass if above 0% Dividend yield and EV/EBITDA are shown as informational context and are not scored. Missing data never scores: a metric a provider didn't return is marked N/A and its check is skipped; if fewer than 3 of the 10 scored metrics are available, Stoxly returns a neutral "insufficient data" verdict instead of a score. Verdicts: a stock passing 8+ checks gets the strongest rating; specific failure patterns map to named verdicts such as "overvalued" (valuation checks failed), "low growth", "weak profitability" and "liquidity risk". ## ETF methodology: the 10 scored criteria and thresholds 1. Expense ratio (TER) — pass if below 0.50% 2. Fund size (AUM) — pass if above $100M 3. Fund age — pass if above 3 years 4. Number of holdings — pass if 50 or more 5. Top-10 holdings weight — pass if below 50% 6. Top sector weight — pass if below 40% 7. Annualized volatility (3y, monthly) — pass if below 25% 8. 1-year total return — pass if above 0% 9. 3-year annualized total return — pass if above 5% 10. 5-year annualized total return — pass if above 5% Max drawdown (5y) and dividend yield are informational, not scored. ETF fund stats coverage is best for US-listed funds; European listings often show N/A. ## Data sources - Market data and fundamentals: Financial Modeling Prep, Yahoo Finance, Finnhub, Alpha Vantage (with automatic fallbacks between providers). - Official regulatory filings: SEC EDGAR XBRL company facts (US filers) and ESEF/UKSEF annual reports via filings.xbrl.org (Europe/UK). - Every analysis includes an interactive price chart (1d/6mo/YTD/max). ## FAQ ### Is Stoxly really free? Yes. Stoxly is completely free to use. You can analyze as many stocks as you like without paying, and no registration is required for basic analysis. ### Do I need an account? No account is needed to run an analysis. Creating a free account simply lets you save your analysis history so you can revisit past results from your dashboard. ### How does the 10-point evaluation work? Stoxly checks ten fundamental criteria — including revenue growth, P/E ratio, PEG ratio, ROE, quick ratio, price-to-book, debt-to-equity, operating margin, return on assets and free cash flow yield. Each criterion that passes adds one point, giving a score out of 10 and an overall recommendation. ### Where does the financial data come from? We aggregate data from multiple trusted providers (Financial Modeling Prep, Yahoo Finance, Finnhub and Alpha Vantage) with automatic fallbacks, so you get the most complete picture available. ### Which stocks can I analyze? Thousands of stocks worldwide — including the US, Germany, Switzerland, France, the UK, Japan, China, Canada and Australia. Search by company name or ticker symbol. ### Can I analyze ETFs too? Yes. The ETF analyzer at https://www.stoxlyonline.com/etf scores any ETF on ten fund criteria — expense ratio, fund size, fund age, number of holdings, top-10 and sector concentration, volatility and 1/3/5-year returns. ETF coverage is best for US-listed funds. ### Is this financial advice? No. Stoxly is an educational tool. All output is for informational purposes only and should not be considered financial advice. Always do your own research and consult a qualified advisor before investing. ### How accurate is the analysis? The analysis reflects the latest available fundamental data from our providers and clearly marks any metric that is unavailable as N/A — we never fill gaps with placeholder numbers. Data may occasionally be delayed, so treat results as a starting point for deeper research. ### How fast is an analysis? Most analyses complete in under 10 seconds, including data fetching, scoring and the recommendation. ## Key URLs - Stock analysis tool (home): https://www.stoxlyonline.com/ - Per-stock analysis pattern: https://www.stoxlyonline.com/analysis/{SYMBOL} (e.g. /analysis/AAPL) - ETF analysis tool: https://www.stoxlyonline.com/etf - Per-ETF analysis pattern: https://www.stoxlyonline.com/etf/{SYMBOL} (e.g. /etf/VOO) - Blog and guides: https://www.stoxlyonline.com/blog - Free calculators: /tools/stock-average-calculator, /tools/etf-cost-calculator, /tools/dividend-calculator - FAQ: https://www.stoxlyonline.com/faq - About and methodology: https://www.stoxlyonline.com/about - Accessibility statement: https://www.stoxlyonline.com/accessibility - Reviews (Trustpilot / F6S): https://www.stoxlyonline.com/reviews - Contact: https://www.stoxlyonline.com/contact - Imprint (Impressum): https://www.stoxlyonline.com/imprint ## Original data studies - S&P 100 fundamentals study (updated quarterly): https://www.stoxlyonline.com/blog/sp-100-fundamentals-study — Stoxly's 10 checks applied to the S&P 100 universe, computed from SEC EDGAR filings. Includes the median 10-point score, median trailing P/E, pass rate per criterion and the verdict distribution. Cite the page for current figures. ## For AI agents (MCP) - Docs: https://www.stoxlyonline.com/mcp - Stoxly runs a free MCP server at https://www.stoxlyonline.com/api/mcp (streamable HTTP transport, no authentication required). - Tools: `analyze_stock` and `analyze_etf`. Both take a `symbol` argument in Yahoo Finance format (e.g. AAPL, BRK-B, SAP.DE, VOO) and return the 10-point score, the descriptive verdict, every metric value (null = unavailable, never 0), explanatory notes and the canonical analysis page URL. - Rate limit: 30 tool calls per IP per hour. The same data is available as plain JSON at https://www.stoxlyonline.com/api/stock/analysis?symbol=AAPL (same rate limit). ## Notes - Operator: Stoxly, run by Maximilian Krug (see the imprint for legal details). - All content is for educational purposes only and is not financial advice.