Back to ETF SearchThe fund's annual fee, deducted from returns automatically. Costs are the most reliable predictor of long-term ETF results — below 0.50% is acceptable, broad index funds often charge under 0.10%.Assets under management. Funds above $100M are economically viable for the provider — small funds are more likely to be liquidated and often trade with wider bid-ask spreads.Years since the fund's inception. A track record of 3+ years shows how the fund behaves across different market phases and confirms the provider is committed to it.The number of positions the fund holds. More holdings mean a single company's stumble hurts less — 50+ provides meaningful diversification for an equity ETF. The combined weight of the fund's ten largest positions. Below 50% means the fund's fate doesn't hang on a handful of companies — broad index ETFs typically sit between 20% and 40%.The weight of the fund's largest sector (currently Information Technology). Below 40% keeps the fund from being a bet on a single industry — sector ETFs exceed this by design.Annualized standard deviation of monthly returns over the last 3 years. It measures how wildly the price swings — broad equity markets run around 15-20%; above 25% expect a stomach-churning ride.The worst peak-to-trough loss over the last five years, based on month-end prices. It shows the pain an investor had to sit through — shown for context only. Total return over the last 12 months, including reinvested dividends. One year says little on its own, but a positive trend confirms the fund is participating in the market.Annualized total return over the last three years, including reinvested dividends. Above 5% per year means the fund has beaten what safe fixed-income alternatives typically pay.Annualized total return over the last five years, including reinvested dividends. Five years covers most of a market cycle — sustained returns above 5% per year indicate the index works.Annual distributions divided by the fund price — the cash income you receive for holding the ETF. Shown for context only; accumulating funds reinvest instead of paying out.
Vanguard Morningstar Total Stock Market ETF
VTI
Largest sector: Information Technology
$381.63
+152.70 (+66.70%)
Fund size: $2300.0B
Costs & Fund Quality
Is the fund cheap, big and established enough to rely on?
Expense Ratio
0.03%
Target: < 0.50% Criteria met
Fund Size
$2300.0B
Target: > $100M Criteria met
Fund Age
25.2 yrs
Target: > 3 yrs Criteria met
Holdings
2385
Target: ≥ 50 Criteria met
Diversification & Risk
How concentrated is the portfolio, and how rough is the ride?
Top 10 Weight
31.9%
Target: < 50% Criteria met
Top Sector Weight
35.0%
Target: < 40% Criteria met
Volatility
12.8%
Target: < 25% Criteria met
Max Drawdown (5y)
-24.8%
Informational
Performance & Income
What has the fund actually delivered, including dividends?
1Y Return
17.3%
Target: > 0% Criteria met
3Y Return p.a.
23.0%
Target: > 5% Criteria met
5Y Return p.a.
12.9%
Target: > 5% Criteria met
Dividend Yield
1.02%
Informational