Dividend Calculator
Turn a dividend yield into real income — and see what dividend growth and reinvesting do to it over time.
Annual income today
$300
$25 / month
Annual income in year 10
$644
$54 / month
Total dividends collected
$4,481
Is the dividend safe?
A yield is only as good as the company paying it. Check any dividend stock's fundamentals with a free 10-point analysis — or score a dividend ETF on 10 fund criteria.
How the dividend calculator works
Your first-year income is simply investment × dividend yield. From there, the calculator grows the dividend by your chosen growth rate each year — many established payers raise their dividend annually — and, if reinvesting is enabled, puts each year's income back to work so it pays dividends of its own the following year.
The projection holds the share price constant: it models your income stream, not total return, so you can isolate what yield, growth and reinvestment each contribute. The pattern to notice is how modest numbers compound — a 3% yield growing 5% a year, reinvested, roughly doubles your annual income within a decade without adding new money.
Frequently asked questions
How do I calculate dividend income?+
Multiply your invested amount by the dividend yield. A $10,000 investment at a 3% yield pays about $300 per year, or $25 per month. Yields change with the share price, so the income from a fixed investment moves as the market does.
What does reinvesting dividends do?+
Reinvested dividends buy additional shares, and those shares pay dividends of their own. Combined with annual dividend growth, this compounding is what turns a modest starting yield into substantial income over a decade or two — the calculator shows the effect year by year.
Is a high dividend yield always better?+
No. An unusually high yield is often a warning sign: the share price may have collapsed, or the payout may be unsustainable and about to be cut. Before buying for the dividend, check the fundamentals behind it — payout coverage, debt and profitability. A free 10-point analysis surfaces those in seconds.
Projections are illustrative and assume constant prices and steady growth. For educational purposes only. Not financial advice. All investments carry risk of loss.